http://www.denverseminary.edu/managing-your-moolah/ ABOUT THIS BLOG: Articles, thoughts and announcements on financial aid and financial literacy. Mon, 06 May 2013 22:10:21 GMT en-us Copyright 2013 Denver Seminary http://www.denverseminary.edu/managing-your-moolah/face-the-red/ http://www.denverseminary.edu/managing-your-moolah/face-the-red/ Mon, 06 May 2013 22:10:20 GMT A great new financial literacy site related to debt management: FaceTheRed.com http://www.denverseminary.edu/managing-your-moolah/2013-14-scholarship-application-deadline/ http://www.denverseminary.edu/managing-your-moolah/2013-14-scholarship-application-deadline/ Mon, 11 Mar 2013 19:43:43 GMT The 2013-14 Scholarship Application Deadline is April 1st!!! http://www.denverseminary.edu/managing-your-moolah/12-debt-myths/ http://www.denverseminary.edu/managing-your-moolah/12-debt-myths/ Mon, 04 Mar 2013 20:41:17 GMT "You're too rich for federal student loans...." http://www.denverseminary.edu/managing-your-moolah/the-impact-of-sequestration-on-student-loans/ http://www.denverseminary.edu/managing-your-moolah/the-impact-of-sequestration-on-student-loans/ Mon, 04 Mar 2013 20:40:36 GMT While sequestration is in effect, student loan origination fees will rise from 1% to 1.05% for Direct Unsubsidized Loans, and from 4% to 4.20% for Direct PLUS Loans. http://www.denverseminary.edu/managing-your-moolah/graduating-from-debt-u-how-to-avoid-the-burden/ http://www.denverseminary.edu/managing-your-moolah/graduating-from-debt-u-how-to-avoid-the-burden/ Thu, 12 Jul 2012 17:01:46 GMT Dave Ramsey's Brain on Student Loans http://www.denverseminary.edu/managing-your-moolah/a-thing-or-two-you-should-know-about-private-student-loans/ http://www.denverseminary.edu/managing-your-moolah/a-thing-or-two-you-should-know-about-private-student-loans/ Wed, 11 Jul 2012 20:51:00 GMT Here in the Financial Aid Office we spend virtually all of our free time discussing the advantages of certain types of financial aid. Joel is a sucker for grants while I am a die hard merit-based scholarship fan. Debates often get heated and ... http://www.denverseminary.edu/managing-your-moolah/whos-your-lender-why-does-it-matter/ http://www.denverseminary.edu/managing-your-moolah/whos-your-lender-why-does-it-matter/ Mon, 09 Jul 2012 22:58:17 GMT Romney moves to reintroduce private lenders in federal student loan market http://www.denverseminary.edu/managing-your-moolah/net-worth/ http://www.denverseminary.edu/managing-your-moolah/net-worth/ Wed, 13 Jun 2012 20:54:22 GMT Copied from http://thinkingaloudblog.files.wordpress.com/2011/02/chris... http://www.denverseminary.edu/managing-your-moolah/talk--with-your-kids/ http://www.denverseminary.edu/managing-your-moolah/talk--with-your-kids/ Thu, 31 May 2012 16:46:57 GMT The key to developing a saver vs. a spender? Education through communication! http://www.denverseminary.edu/managing-your-moolah/what-you-should-know-about-the-post-911-gi-bill/ http://www.denverseminary.edu/managing-your-moolah/what-you-should-know-about-the-post-911-gi-bill/ Wed, 23 May 2012 21:06:26 GMT The Post-9/11 GI Bill is an amazing program that far surpasses anything like it in the history of veterans educational benefits. There are some aspects of the program students may not be aware of that can make it an even better program than initially expected. This article includes details of the program that were communicated to Denver Seminary directly from the Department of Veterans Affairs. http://www.denverseminary.edu/managing-your-moolah/borrow-smart-try-the-irs/ http://www.denverseminary.edu/managing-your-moolah/borrow-smart-try-the-irs/ Fri, 27 Apr 2012 15:15:42 GMT You may be eligible for a loan from the taxman -- and at a decent rate. Here's what to consider. http://www.denverseminary.edu/managing-your-moolah/massive-student-loan-debt-threatens-recovery/ http://www.denverseminary.edu/managing-your-moolah/massive-student-loan-debt-threatens-recovery/ Tue, 24 Apr 2012 19:50:35 GMT The federal student-loan program seemed like a great idea back in 1965: Borrow to go to college now, pay it back later when you have a job. But many borrowers these days are close to flunking out, tripped up by painful real-life lessons in math and economics. http://www.denverseminary.edu/managing-your-moolah/its-greek-to-me-or-for-mdiv-students-its-some-other-language-that-doesnt-make-any-sense/ http://www.denverseminary.edu/managing-your-moolah/its-greek-to-me-or-for-mdiv-students-its-some-other-language-that-doesnt-make-any-sense/ Mon, 12 Mar 2012 17:07:09 GMT Financial Aid Awards: 4 Things You Need to Know This is the season for financial aid awards. Colleges and universities across the country are dispatching financial aid letters like these to families of high school seniors, as well as returning ... http://www.denverseminary.edu/managing-your-moolah/student-loans-student-loans-student-loans/ http://www.denverseminary.edu/managing-your-moolah/student-loans-student-loans-student-loans/ Fri, 09 Mar 2012 17:38:29 GMT Bankruptcy attorney: "Student loans could be the economy's 'next debt bomb!'" A new study has found that there has been a significant increase in the number of consumers seeking the help of bankruptcy attorneys as a result of outstanding ... http://www.denverseminary.edu/managing-your-moolah/the-new-exciting-special-direct-consolidation-loan/ http://www.denverseminary.edu/managing-your-moolah/the-new-exciting-special-direct-consolidation-loan/ Tue, 21 Feb 2012 17:48:00 GMT Okay, you're right. I'm playing pretty fast and loose with the words "new & exciting."  But in this day and age the graduate-level financial aid world does whatever it can to get pumped about new federal benefits for student loan ... http://www.denverseminary.edu/managing-your-moolah/student-loans-v-bankruptcy/ http://www.denverseminary.edu/managing-your-moolah/student-loans-v-bankruptcy/ Thu, 09 Feb 2012 16:07:42 GMT Merriam-Webster defines bankruptcy as "utter failure or impoverishment." To me, utter failure is just a harsh and simple way of saying that a person has undergone a series of events so unfortunate (or strung together a series of decisions so ... http://www.denverseminary.edu/managing-your-moolah/tis-the-season/ http://www.denverseminary.edu/managing-your-moolah/tis-the-season/ Wed, 14 Dec 2011 17:58:27 GMT   November is gone. The smells of turkey and stuffing have finally faded from our kitchens. The last of the rotting leftovers have been cleared from the bottom shelf of the refrigerator. Orange and brown decorations have been quickly ... http://www.denverseminary.edu/managing-your-moolah/understanding-the-we-cant-wait-student-loan-stimulus/ http://www.denverseminary.edu/managing-your-moolah/understanding-the-we-cant-wait-student-loan-stimulus/ Wed, 09 Nov 2011 22:06:45 GMT During  a visit to the University of Colorado, Denver campus a few weeks ago, President Obama announced a new student loan relief plan. By way of executive order, the President plans to implement a program aimed at reducing the burden of ... http://www.denverseminary.edu/managing-your-moolah/obama-acts-to-ease-burden-of-student-loans/ http://www.denverseminary.edu/managing-your-moolah/obama-acts-to-ease-burden-of-student-loans/ Wed, 26 Oct 2011 16:32:21 GMT President Barack Obama is taking steps to ease the burden of student loans, the White House said on Tuesday, potentially helping millions of cash-strapped college graduates in a tough economy. Obama plans to accelerate a plan to cap student loan payments at 10 percent of income, bringing it forward to start in 2012 instead of 2014. http://www.denverseminary.edu/managing-your-moolah/new-scholarship-opportunity/ http://www.denverseminary.edu/managing-your-moolah/new-scholarship-opportunity/ Thu, 29 Sep 2011 19:33:11 GMT As we were slaving away in the Financial Aid Office today, we came across a new scholarship opportunity. Education-Portal.com is offering up to $25,000 and it's one of the easiest scholarships you'll ever apply for! Here's an excerpt from their ... http://www.denverseminary.edu/managing-your-moolah/worried-about-repaying-your-loans/ http://www.denverseminary.edu/managing-your-moolah/worried-about-repaying-your-loans/ Tue, 20 Sep 2011 21:59:18 GMT "The number of borrowers defaulting on federal student loans continues to rise in Maryland and elsewhere. But even during the long and painful economic recovery, many of these defaults likely are unnecessary," the Baltimore Sun reports. "The ... http://www.denverseminary.edu/managing-your-moolah/termination-of-federal-subsidized-loans/ http://www.denverseminary.edu/managing-your-moolah/termination-of-federal-subsidized-loans/ Mon, 19 Sep 2011 18:21:42 GMT In the face of high debt levels and the threat of defaulting on a number of current obligations, Congress and the President recently passed the Budget Control Act of 2011. The law is an attempt to lower the nation’s total debt while ... http://www.denverseminary.edu/managing-your-moolah/constitution-day-celebration/ http://www.denverseminary.edu/managing-your-moolah/constitution-day-celebration/ Thu, 15 Sep 2011 21:23:22 GMT September 17th is Constitution Day. 224 years ago our Founding Fathers signed the U.S. Constitution into existence. In honor of this day we'd like to share this fascinating educational video with you.... http://www.denverseminary.edu/managing-your-moolah/for-debt-laden-young-adults-reality-bites-at-28/ http://www.denverseminary.edu/managing-your-moolah/for-debt-laden-young-adults-reality-bites-at-28/ Wed, 08 Jun 2011 15:00:42 GMT "While young adults may feel empowered by debt, they start to feel weighed down by it when they reach 28, according to a new study," Smart Money reports. "The more credit-card and college loan debt shouldered by those aged 18 to 27, the more ... http://www.denverseminary.edu/managing-your-moolah/nbcc-foundation-announces-2010-military-and-rural-scholarships/ http://www.denverseminary.edu/managing-your-moolah/nbcc-foundation-announces-2010-military-and-rural-scholarships/ Wed, 15 Sep 2010 21:52:13 GMT The NBCC Foundation is pleased to announce the 2010 scholarships available for students pursuing a career in professional counseling.  The scholarship program is an integral component of the NBCC Foundation’s mission to promote mental ... http://www.denverseminary.edu/managing-your-moolah/the-new-virtual-financial-aid-office-vfao/ http://www.denverseminary.edu/managing-your-moolah/the-new-virtual-financial-aid-office-vfao/ Tue, 03 Aug 2010 20:18:18 GMT The Virtual Financial Aid Office is no longer in use. http://www.denverseminary.edu/managing-your-moolah/new-loan-program-for-2010-11/ http://www.denverseminary.edu/managing-your-moolah/new-loan-program-for-2010-11/ Thu, 15 Apr 2010 14:11:25 GMT If you are considering taking out student loans for 2010-11 please read this vital information!!!